SECTOR
Banking and Insurance
Over 12 years collaborating in the transformation of the banking sector of the future with automation solutions and next-generation platforms.
OUR VALUE
Why Panel?
Payment Platforms: Specializing in solutions for the integration and adaptation of payment platforms based on products such as Clear2Pay and Remittances. We have extensive experience in complex and constantly evolving payment technology environments.
Experience in innovative and disruptive platforms: The Panel's knowledge and experience in payment platforms provide a significant growth opportunity on SCH's new global payments platform, Pagonext.
Functional Payment Cycle: Extensive experience in services covering the entire payment cycle: inbound, electronic payments, SEPA, exchange, international regulations (chambers), and outbound. We have extensive knowledge of payment regulations.
Application support and maintenance: We have extensive experience and knowledge in supporting and maintaining applications such as Securities, Portfolio, Clearing, Payments, Channels, and Risk, among others.
Specialized and qualified personnel in different specific areas of the financial sector: Structural laboratories (personal accounts, clients, etc.), Loans and Payments, Channels, Quality and Bank Trade, among others.
THEY TRUST US
More than 12 years of relationship with our main banking, finance, and insurance clients.
OUR VALUE PROPOSAL
SOLUTIONS FOR BANKING AND INSURANCE
Strategy and Technological Transformation
We plan today for the banking you'll need tomorrow.
- We accompany large banks and fintech in the definition and implementation of tailored technological strategies.
- We design realistic plans for modernize your core applications and systems, ensuring a safe and sustainable transition to next-generation architectures (cloud, microservices).
Infrastructure Modernization and Platform Migration
From legacy to cloud, frictionless, with scalable and secure environments.
- Transformation of core banking systems towards cloud architectures and microservices.
- Migrating legacy applications to more flexible environments, combining infrastructure services, DevOps and automation (CI/CD).
- Managing hybrid environments and deployment of robust and scalable solutions, reducing time-to-market and improving future maintainability.
- Modernization of legacy code to modern languages (Java, .NET, Python) Through the use of generative AI models and assisted refactoring tools, ensuring functional compatibility and performance optimization.
Payment Management and Processing Solutions
We optimize the entire payment cycle with secure integration and real-time performance.
- Integration and evolution of complex, secure and scalable payment platforms.
- Coverage of complete functional cycles: Authorization, Clearing and Settlement, Entries, Electronic Payments, SEPA, Interchange, International Regulations (Chambers), and Exits.
- Integration with national and international payment systems.
- Normative compliance (PSD2, PCI-DSS) and alignment with financial security regulations.
Automation of Banking Operations
Turn manual processes into smart, efficient operations.
- We apply RPA (Robotic Process Automation) for back-office processes.
- Optimization of reconciliations, account openings, payments and incident management.
- Intelligent automation with AI to reduce errors and operating costs.
Artificial Intelligence and Advanced Analytics
Anticipate risks, detect opportunities, and personalize every interaction.
- Models predictive for risk management, fraud, churn and propensity, improving strategic decision-making.
- Personalization of the customer experience risk management.
- Models customer loyalty with AI based on profile and priority.
- models for maximize customer acquisition, selecting the best leads to act on and assigning them to the most appropriate operator.
- Optimal Contact Center Sizing ensuring quality and satisfaction parameters.
- Processes BI for financial consolidation, integrating operational data into a Centralized Data Warehouse, with dashboards and reports aligned with regulations.
Systems Integration and APIs
We connect your banking to the digital ecosystem: secure and open interoperability.
We facilitate integration with banking ERPs and access to financial networks (ERP, SWIFT, SEPA), as well as the development of secure APIs to connect fintechs and third-party platforms. This enables interoperability and supports Open Banking and Open Finance strategies.
Digital Experience and Omnichannel
We design digital experiences that build customer loyalty and simplify their lives.
- Payment Solution digital banking and mobile banking platforms.
- User-centered design to improve the omnichannel experience.
- AI-powered interfaces to deliver personalized and intuitive experiences in real time.
Quality Assurance, Testing and Certification
We guarantee quality, reliability, and compliance in every software delivery.
- We design and implement strategies for Quality Assurance for complex banking environments, ensuring the functional robustness and stability of digital platforms.
- We conduct functional, automated and performance testing, applying DevTestOps methodologies to integrate quality from the beginning of the development cycle.
- In addition, we have a own automation framework (Zahorí) which reduces time-to-market and ensures continuous certification in regulated environments.
- We ensure the Quality in bank unification and merger processes, where the integration of specific core banking platforms is required.
- We have the capacity to execute Testing in the Testing Factory model (Test Management Office), both in Host and other environments, and experience in developing multi-device functional automatic tests.
Application Support and Maintenance
We guarantee the continuity and evolution of your critical systems.
- Qualified technical support and Level 1 and Level 2 maintenance, with international reach.
- In applications such as: Securities, Portfolio, Compensation, Payments, Channels and Risks, among others.
- Proactive monitoring, incident analysis, and continuous optimization to anticipate failures and improve performance.
- Automation and AIOps for early anomaly detection and intelligent resolution, reducing operating costs and improving SLAs.
- Comprehensive support for both environments on-premise and cloud, ensuring traceability and regulatory compliance.
Security and Compliance
Protect your financial business with a Zero Trust approach and global regulations.
- Solutions Zero Trust and advanced cybersecurity.
- Transaction monitoring for fraud prevention.
- Alignment with international regulations (DORA, GDPR, PSD2).
BE INSPIRED BY REAL STORIES
CUSTOMER STORIES
Can we help you?
If you are in a project of change or technological transformation, tell us about your challenge.
The change starts with IT.